HSF - Loan2Home
The Convenient Way to Buy Your Dream Home
Your Gateway to Profitable Real Estate Investments
Flexible Installment Plans to Make Ownership Easier for You
Select a property
Browse Our Exclusive Investment Listings
Each of these properties has been selected for their excellent potential returns and their eligibility for our flexible installment payment options.
Loan2HOME
Your Path to homeownership
Investing with us means more than just acquiring property; it's about making smart choices that grow your wealth. Our carefully selected properties offer exceptional return potential, whether they are fully developed or still under construction. With flexible purchasing options tailored to fit your financial situation, you can choose to buy outright, finance through home loans, or leverage our installment payment plans. Here’s what sets us apart
Welcome to HSF, where we make your dream of homeownership a reality with Loan2Home. Our product is designed with flexibility in mind, fitting seamlessly into your financial plans and helping you transition smoothly into owning your home.
How Payment Plans Work
Your dream home's just a few steps away
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Choose Your Home: Browse through our range of eligible developments and find the perfect home that suits your needs.
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Subscribe with a 10% Deposit: Secure your allocation immediately with a minimum 10% deposit.
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Spread Your Payments: Pay the remaining balance over a 24-month period. Choose a payment schedule that works best for you, whether it's monthly or quarterly.
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Access Pension Savings: Unlock up to 25% of your pension savings to support your home purchase.
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Payment Holiday: Request a payment holiday and take advantage of the Loan2Home facility for additional financial flexibility.
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Move In: Once your payments are complete, receive your keys and move into your new home.
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Transition to Home Loan: If your financial situation changes and you find it difficult to meet your obligations, you can seamlessly transition to a home loan, subject to eligibility.
Loan2HOME
Start your journey today
With Loan2Home, owning your dream home is easier than ever. Explore our developments, plan your payments, and take the first step towards homeownership with confidence.
Contact us today to learn more about Loan2Home and how we can help you achieve your homeownership goals.
Frequently Asked Question
Have questions? We have answers
Our FAQ section addresses your most common queries, ensuring you feel confident and informed as you make your investment decisions. Here are some of the frequently asked questions:
- Loan2Home is a product designed to help eligible homebuyers purchase homes through instalment payments at the off-plan stage from credible developers backed by the Housing Solution Fund. This allows buyers to lock in early bird discounts.
- Select a property from a list of pre-approved developments in gated communities.
- Pay a 10% deposit and agree to pay the balance over 24 months or less.
- Choose to make payments monthly or quarterly.
- You can be employed or self-employed with a steady and verifiable cash flow.
- Yes. Joint subscription is possible, subject to joint affordability.
- Yes. You can choose to pay an additional equity deposit above the minimum required 10% at the time of subscription.
- No. You can prepay at any time without any penalty.
- The product is offered at ZERO percent interest!
- A 5% flat fee will be charged on the default amount and if your situation does not improve within 90 days, the property will be reallocated to another subscriber. You will receive a refund for the amount you have paid so far, subject to a 10% administrative fee.
- Yes, you can but all payments must be made to the nominated project account stated on the product flyer.
- No. The development is backed by the Housing Solution Fund, which will support any missed payments by the subscribers.
- Yes, subject to eligibility.
- You can find a list of eligible properties on hsfdirect.ng/loan2home.
- You can request a property that suits your budget, location, and other needs
- Yes, the product is open to non-resident Nigerians.
- You can monitor the construction progress virtually through hsfdirect.ng.