Home ownership simplified
Begin your home ownership journey today! Find your home and get pre-approved for a home loan in minutes!
All loan offers are subject to verification of the data received.
Discover. Secure. Own
Start your homeownership journey with pre-qualification
If you have a property in mind and want to know if you qualify for a home loan, or if you're curious about your affordability, you're in the right place. Our pre-qualification process is straightforward. Click to start now and get a clearer understanding of your eligibility for a home loan. Your path to homeownership begins here.
Start your journeyHow it works: Your path to home ownership
Get on the property ladder in 3 simple steps
Browse Diverse Listings
Browse Diverse Listings: Start your journey by exploring our diverse range of property listings. Find the home that suits your preferences and needs.
Secure Your Home Loan
Secure Your Home Loan: With our user-friendly platform, securing a home loan is simple. We guide you through the process, making it convenient and accessible.
Finalize Your Purchase
Once you've found your dream home and secured your loan, we'll assist you in finalizing the purchase, ensuring a smooth transition into your new property.
Lowest Rate on the Market
Secure your dream home with our unbeatable home loan rate
Unlock the doors to your dream home with our competitive home loan rate - From 19% (subject to credit approval). At HSF Direct we go beyond financing – we're your dedicated ally in homeownership. Your dream home awaits; let's make it happen together. Get pre-qualified today to begin your journey.
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Eligible homes
Discover
pre-approved homes from trusted developers
Achieve your homeownership dreams with HSF Direct's exclusive selection of pre-approved properties from reputable developers. Every home on our platform is eligible for a hassle-free home loan. Explore our catalog of homes and breeze through our easy-to-navigate pre-approval process. Your path to a new home starts here.
Browse our listings
Handpicked Just For You
Homes we think you’ll love.
Financial Clarity, Amplified
Transparency & trust in your home-buying journey
At HSF Direct, we understand the importance of financial transparency and trustworthiness. That's why we've proudly partnered with two of the industry's leading credit bureaus to ensure: Accurate Financial Assessments, Streamlined Processes and Informed Decisions.
About HSF DIRECT
Your home ownership dreams realized
HSF Direct revolutionizes home loan accessibility, transforming the complexities of home financing into a seamless journey. With features that allow users to get prequalified, receive tailored property recommendations, and apply for home loans, we're making the dream of home ownership attainable and straightforward.
Backed by the credibility of the Housing Solutions Fund and partnerships with leading banks and developers, HSF Direct is your trusted companion in the home-buying journey.
Testimonials
From our happy homeowners
Discover the experiences of individuals who've found not just a house, but a home, with HSF Direct. Their stories reflect our commitment to making home ownership a smooth and fulfilling journey.
Ready to begin your home ownership journey?
Working with HSF has been very pleasant. The HSF team is very responsive and a good help with solving developer- client problems. The homeloan has been well received by our clients and the coordination by HSF is superb
Michael D.
Developer
HSF has made home ownership through Home Loans seamless, simplifying the process and offering affordable rates to prospective customers.
Niyi A.
Participating Lender
HSF made the entire home ownership process very seamless. Highly impressive turn around time.
Akerele O.
Home Buyer