Home Ownership Simplified

Begin your homeownership journey today! Find your dream home and get pre-approved for a home loan in minutes.

*All offers are subject to verification of the buyer's financial profile.*

Own your journey

Start your homeownership journey with pre-qualification

Get pre-qualified in minutes and discover how much home you can afford. Our streamlined process gives you the confidence to shop for your dream home with a clear budget and makes you a serious buyer in the eyes of sellers.

Know your budget before you shop
Get pre-approved results instantly
No impact on your credit score
Get Pre-Qualified Today

Pre-Approval Ready

You qualify for up to

₦75,000,000

Monthly payment: ~₦320,000/month

🎉 Congratulations! You're ready to start shopping for your dream home.

From browsing to moving in 3 simple steps

How it works: Your simplified path to home ownership.

Get on the property ladder in 3 simple steps.

Explore Your Options
STEP 01

Explore Your Options

Search our curated listings to find a home that truly fits your lifestyle, goals, and budget.

Secure Your Home Loan
STEP 02

Secure Your Home Loan

Get pre-qualified and access financing with ease. Our guided process makes securing your loan stress-free and transparent.

Finalize Your Purchase
STEP 03

Finalize Your Purchase

Seal the deal with confidence. We’ll support you through closing, ensuring a smooth handover of your new home.

0.0%
Starting rate

"Repayment terms up to 25 years"

Smart financing tailored to your goals.

Secure your dream home with our flexible loan options

Unlock the doors to your dream home with our competitive home loan rate. Our flexible loan terms and quick approval process make homeownership more accessible than ever before. Get pre-qualified today to begin your journey.

Rates starting from 0.0% APR
Flexible repayment terms up to 0 years
Quick approval in 0 hours or less
Dedicated loan officer support

Trusted by leading financial institutions & developers

union bank
fidelity bank
fcmb
first trust-logo
polaris bank
union bank
fidelity bank
fcmb
first trust-logo
polaris bank
union bank
fidelity bank
fcmb
first trust-logo
polaris bank
union bank
fidelity bank
fcmb
first trust-logo
polaris bank
union bank
fidelity bank
fcmb
first trust-logo
polaris bank
union bank
fidelity bank
fcmb
first trust-logo
polaris bank
purple logo
hsf bh-logo
hsf mixta-logo
alphamead logo
mss logo
us logo
purple logo
hsf bh-logo
hsf mixta-logo
alphamead logo
mss logo
us logo
purple logo
hsf bh-logo
hsf mixta-logo
alphamead logo
mss logo
us logo
purple logo
hsf bh-logo
hsf mixta-logo
alphamead logo
mss logo
us logo
purple logo
hsf bh-logo
hsf mixta-logo
alphamead logo
mss logo
us logo
purple logo
hsf bh-logo
hsf mixta-logo
alphamead logo
mss logo
us logo
Verified homes, tailored to your financing.

Discover pre-approved homes from trusted developers.

Browse our curated selection of quality homes from verified developers. Every property is pre-screened and ready for your pre-approved budget.

Transparency
Transparency
Trust backed by data, not guesswork

Transparency & trust in your home buying journey

At HSF Direct, we know that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we partnered with two of the industry’s leading credit bureaus to provide you with:

Accurate financial assessments you can rely on
Streamlined processes that save you time and effort
Informed decisions backed by trusted data
Learn More About Us
From vision to keys in hand

Your home ownership dreams realized

Join thousands of families who have found their perfect home through HSF Direct. From first-time buyers to seasoned investors, we make home ownership achievable for everyone.

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Happy Homeowners
0.0B+
Loans Funded
0%
Customer Satisfaction
0 Days
Average Close Time

Backed by the credibility of the Housing Solutions Fund and partnerships with leading banks and developers, HSF Direct is your trusted companion in the home-buying journey.

Get Started Now

Ready to make home ownership a reality?

Join thousands of families who have found their perfect home through HSF Direct. Start your journey today with our quick and easy pre-approval process.

No impact on credit score
Takes under 10 minutes