Home Ownership Simplified
Begin your homeownership journey today! Find your dream home and get pre-approved for a home loan in minutes.
*All offers are subject to verification of the buyer's financial profile.*
Start your homeownership journey with pre-qualification
Get pre-qualified in minutes and discover how much home you can afford. Our streamlined process gives you the confidence to shop for your dream home with a clear budget and makes you a serious buyer in the eyes of sellers.
Pre-Approval Ready
You qualify for up to
Monthly payment: ~₦320,000/month
🎉 Congratulations! You're ready to start shopping for your dream home.
How it works: Your simplified path to home ownership.
Get on the property ladder in 3 simple steps.

Explore Your Options
Search our curated listings to find a home that truly fits your lifestyle, goals, and budget.

Secure Your Home Loan
Get pre-qualified and access financing with ease. Our guided process makes securing your loan stress-free and transparent.

Finalize Your Purchase
Seal the deal with confidence. We’ll support you through closing, ensuring a smooth handover of your new home.
"Repayment terms up to 25 years"
Secure your dream home with our flexible loan options
Unlock the doors to your dream home with our competitive home loan rate. Our flexible loan terms and quick approval process make homeownership more accessible than ever before. Get pre-qualified today to begin your journey.
Trusted by leading financial institutions & developers






























Discover pre-approved homes from trusted developers.
Browse our curated selection of quality homes from verified developers. Every property is pre-screened and ready for your pre-approved budget.

Transparency & trust in your home buying journey
At HSF Direct, we know that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we partnered with two of the industry’s leading credit bureaus to provide you with:
Your home ownership dreams realized
Join thousands of families who have found their perfect home through HSF Direct. From first-time buyers to seasoned investors, we make home ownership achievable for everyone.
Backed by the credibility of the Housing Solutions Fund and partnerships with leading banks and developers, HSF Direct is your trusted companion in the home-buying journey.
Ready to make home ownership a reality?
Join thousands of families who have found their perfect home through HSF Direct. Start your journey today with our quick and easy pre-approval process.