Get financing that moves as fast as cash.
Get your official Pre-Approval Letter in 5 minutes. We fund the purchase; you move in.
Funded by Nigeria's trusted institutions
Go from application to keys in 3 Steps
We flip the script so you never face rejection.
Know Your Budget
Don't guess. Use our instant calculator to get your official 'Buying Power' certificate in 5 minutes.
Shop with Power
Browse verified homes that fit your budget. Sellers prioritize you because they know you're funded.
Close Quickly
We handle the bank paperwork. You just sign the papers and collect your keys in days, not months.
Buying from abroad? Eliminate the risk.
No more sending money to uncles or middlemen. No more uncompleted projects or unexpected surprises. With HSF Direct, you can apply for your home loan remotely, track every stage of construction, and manage your payments in either Dollars or Naira; all from anywhere in the world. Stay informed, stay protected, and stay in control of your investment back home.
Buying from abroad? Browse verified Nigerian homes in your preferred currency.
"Repayment terms up to 25 years"
Secure your dream home with our flexible loan options
Unlock the doors to your dream home with our competitive home loan rate. Our flexible loan terms and quick approval process make homeownership more accessible than ever before. Get pre-qualified today to begin your journey.
98% pre-approval rate for verified earners.
If you earn a salary and have a clean credit history, we will fund you. No 'man-know-man'. No long stories.
